Last Updated: 20 March 2025

Nodes of Destiny ("Company," "we," "us," or "our") is committed to providing a seamless and secure shopping experience. This Payment & Refund Policy outlines the terms regarding payments, refunds, and associated processes for purchases made through our website www.nodesofdestiny.com (the "Website").

1. Payments

We accept the following payment methods:

• Credit/Debit Cards (Visa, Mastercard, RuPay, Amex)
• Net Banking
• UPI & Digital Wallets (Google Pay, PhonePe, Paytm, etc.)
• Bank Transfers

All transactions are securely processed through encrypted payment gateways, ensuring complete data protection.

2. Pricing & Taxes

• All prices displayed on the Website are in INR.
• Prices are exclusive of GST. A 3% GST will be applied and displayed at the time of checkout.

3. Refunds

We offer refunds under the following conditions:

Eligibility

• Refunds are applicable for returned products as per our Return Policy.

Processing Time

• Refunds are initiated within 14 business days after a successful quality check of the returned item.

Refund Method

• Prepaid orders: Refunded to the original payment method.

Charges

• A 2% payment gateway fee will be deducted from the refund amount.

4. Payment Failures & Chargebacks

• If your payment fails but the amount is debited, it will be automatically refunded within 7-10 days.
• Chargeback claims will be reviewed, and we reserve the right to dispute fraudulent claims.

5. Changes to This Policy

Nodes of Destiny reserves the right to modify this policy at any time. Updates will be reflected on this page with the revised effective date.

For further assistance, please contact us:

• Email: info@nodesofdestiny.com
• Customer Service: +91 95653 33566